Privacy Policy

FACTS What does Checkered Flag do with your personal information?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business.  In the section below we list the reasons financial companies can share their customer’s personal information; the reasons Checkered Flag chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Dealership Share? Can you limit this sharing?
For our everyday business purposes –

Such as to process your transaction, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus.

Yes

No
For our marketing purposes –

to offer our products and services to you

Yes

No
For our joint marketing with other financial companies

No

We do not share
For our affiliates’ everyday business purposes –

Information about your transactions and experiences

No

We do not share
For our affiliates’ to market to you

No

We do not share
For nonaffiliates to market to you

No

We do not share
Questions? Email us at [email protected]

 

What we do
How does Checkered Flag protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards, secured files, and   buildings.
How does Checkered Flag   collect my personal information? We collect your personal information, for example, when you

  • Show us your driver’s license
  • Pay us by check
  • Apply for a loan
  • Apply for financing
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Checkered Flag has no affiliates.
Nonaffiliates Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Checkered Flag does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Checkered Flag doesn’t jointly market.
Third Party Tracking Service This website uses a third party tracking service provided by R.L. Polk & Co. to collect non-personally identifiable online demographical and behavioral data generated by website visitors. A data collection script provided by this service and installed on our website collects the following kinds of data: all your website session activity, including your personally identifiable information when entered into a form field such as name, phone, email, or when you arrive at our website through a link containing a unique identifier; links that you click, pages that you view, form fields that you select, and text fields that you enter. The information is used to compile your shopping activity to produce an individual shopping profile for you, which contains information about your brand preferences, and to aggregate your website behavioral data in anonymized form with all other visitors’ anonymized shopping activity data on our website to help us analyze industry trends, general shopping patterns, overall consumer demands, and website performance. If you desire more information about this service, please visit https://www.ihs.com/btp/dataium-consumer-information.html. You may opt-out of this data collection by clicking on this opt-out link https://cdn.ihs.com/www/dataiumprivacy.html and then following the prompts.